The WhatsApp companion is in build. The waitlist is open →
Launching 2026 in the UAE

A money friend that tells you the truth.

Know what you can spend, when every Tabby and Tamara payment lands, and exactly when you'll be debt free. Inside WhatsApp, in English or Arabic.

Free to join · English and Arabic · One update a month until launch

New for 2026

Your buy-now-pay-later history now counts.

From July 2026, Tabby and Tamara report every payment to your AECB credit file. Miss one and it follows you.

Broke makes sure you never do.

Source: Al Etihad Credit Bureau

What Broke does

Clarity, then a plan.

Click through the four things Broke handles, or let it play.

Try it

Go on, ask.

A live script of real Broke answers. Tap a question.

English and Arabic · one personality · tap the voice note

Getting started

From hi to plan in minutes.

1

Say hi on WhatsApp

No download, no account creation. Broke is a contact, not an app.

2

Forward one statement

Any UAE bank PDF. Broke reads it in seconds and asks for nothing else.

3

Get the truth, then the plan

Where the money went, what's about to hit, and a payoff date you can reach.

Our commitments

Careful by design.

Encrypted, always

Your data is encrypted in transit and at rest, and access is logged. Boring on purpose.

Never sold, never shared

No ads, no data brokers. You pay Broke, so Broke works for you. That is the whole model.

Built for UAE rules

Designed around UAE data protection law, with bank connections arriving only through the regulated Open Finance framework.

Why we exist

Whose side is your money app on?

Your bank sells you its products. Your BNPL app earns when you owe. Broke is different by design: you are the customer, not the product.

Independent · Cross-bank · Paid by you, working for you.

Early access

Be first in line.

Early members get first access, founding pricing forever, and a say in what Broke learns to do next.

No spam. One update a month until launch.

Encrypted in transit and at rest · built for UAE data law

Questions

Fair questions, straight answers.

What is Broke?

Broke is a money companion for people who live salary to salary in the Gulf. It reads your statements and BNPL plans, tells you what is really going on, and builds a payoff plan you can follow. It starts inside WhatsApp.

Is it free?

Joining the waitlist is free, and the core companion will have a free tier at launch. Power features will be a small monthly subscription, priced for people who are, well, broke.

Which apps and banks does it work with?

At launch: statement uploads from any UAE bank, plus Tabby and Tamara plan tracking. Direct bank connections arrive through the UAE's regulated Open Finance framework as we complete licensing.

Is my data safe?

Yes. Your data is encrypted in transit and at rest, never sold, and used for one purpose: telling you the truth about your money. Broke earns from you, not from advertisers or lenders.

Does Broke speak Arabic?

نعم. Broke speaks English and Arabic with the same personality in both, and you can switch mid-conversation.